How to transfer ownership of a mortgaged car
In recent years, with the popularity of car consumption, mortgaged car transactions have gradually become a hot spot in the market. One of the biggest concerns many consumers have when purchasing a mortgaged car is how to successfully complete the transfer process. This article will introduce in detail the process, precautions and related data of mortgaged car transfer to help you better understand this process.
1. Basic process of mortgage car transfer
Mortgage car transfer refers to the legal act of transferring the ownership of a vehicle from the original owner to the new owner. The following is the basic process for mortgage car transfer:
| steps | Specific operations |
|---|---|
| 1. Release of mortgage | The original car owner needs to pay off the loan first and release the vehicle from mortgage status. |
| 2. Prepare materials | Including vehicle registration certificate, driving license, original owner's ID card, new owner's ID card, etc. |
| 3. Vehicle inspection | Go to the vehicle management office for a vehicle inspection to make sure there are no problems with the vehicle. |
| 4. Submit application | Fill out the transfer application form and submit relevant materials. |
| 5. Pay fees | Pay transfer fees, license fees, etc. |
| 6. Receive new certificates | Receive a new driving license and vehicle registration certificate. |
2. Things to note when transferring ownership of a mortgaged car
When handling the transfer of a mortgaged car, you need to pay attention to the following points:
1.Confirm vehicle status: Make sure the vehicle has been released from mortgage, otherwise the transfer cannot be processed.
2.Vehicle inspection procedures: Check whether the vehicle registration certificate, driving license and other materials are complete.
3.Avoid black cars: When purchasing a mortgaged car, be sure to confirm that the source of the vehicle is legal and avoid purchasing stolen cars.
4.Transparent fees: Know the transfer fees in advance to avoid being charged extra.
3. Frequently Asked Questions about Mortgage Car Transfer
The following are some common questions consumers have when handling mortgage car transfers:
| question | Answer |
|---|---|
| Can a mortgaged car be transferred? | The mortgage cannot be transferred until the mortgage is released. |
| How long does it take to transfer? | Usually it takes 1-3 working days. |
| What are the closing costs? | Depending on the vehicle type and region, the cost ranges from 200 to 1,000 yuan. |
4. Market data on mortgage car transfer
According to recent market research, the transaction volume of mortgaged vehicles is showing an upward trend. Here is some data:
| area | Mortgage car transaction volume (vehicles) | Average transfer fee (yuan) |
|---|---|---|
| Beijing | 1200 | 800 |
| Shanghai | 950 | 750 |
| Guangzhou | 1100 | 700 |
| Shenzhen | 1000 | 750 |
5. Summary
Although the process of transferring ownership of a mortgaged car is relatively complicated, it can be completed smoothly as long as you follow the prescribed steps and pay attention to relevant matters. When purchasing a mortgaged car, be sure to choose formal channels to ensure that the source of the vehicle is legal and to avoid subsequent disputes. Hope this article can provide you with valuable reference.
If you have any other questions about the transfer of mortgaged cars, please leave a message and we will provide you with professional answers.
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